Hi, I’m Rachel!
I’m not a trust fund baby, and I never made six figures from a job or career.
“So then, how did you retire at age 27?”
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It all started with passive income.
Passive income is money earned with little to no ongoing effort. Don’t get me wrong: it’s no get-rich-quick scheme. Once your passive income exceeds your living expenses, you are retired. #Micdrop.
Not only did I publish my first book in 2017, but my ex-husband and I began investing in real estate. We bought our first duplex that year, generating $500/month in cash flow.
By 2019, we owned almost 40 rental units, and I quit my job.
By 2022, we grew our passive income streams to $20,000 per month.
I now work when, where, and IF I want. I have the freedom and flexibility to follow my passions and travel the world.
And most of all, I teach other young women how to get their financial $hit together and replicate this process for themselves.
About Rachel
Rachel Richards built a real estate portfolio of 38 rental units by the age of 26. She is a 2X bestselling author and has been featured in Forbes, CNBC, and Business Insider. She makes the topic of money management fun, entertaining, and simple for her 450,000+ millennial followers. Rachel helps women feel excited, capable, and confident about their financial futures.
Rachel has a Bachelor of Science in Financial Economics from Centre College. She has held roles as a licensed financial advisor, a real estate analyst, and a senior finance analyst.
Rachel is based out of Colorado.
![](https://moneyhoneyrachel.com/wp-content/uploads/2022/05/MHR-About-Rachel-2.png)
Ready to get your financial $hit together?
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